
Surveys of property investors have confirmed that although investing can be a fantastic way to build long-term wealth, investors need to be prepared to weather periods of negative cash flow, especially in the early years.
The Property Investment Professionals of Australia (PIPA) found that 65% of the investors they surveyed were negatively geared in 2024, up from 57% in 2023.
PIPA chair Nicola McDougall said the results confirmed that being a property investor involves both upsides as well as challenges. “Interest rates remain significantly higher than they were a few years ago and, while rents have risen, they are a drop in the ocean compared to higher lending costs,” she said.
If you're a property investor, here are five tips for managing your financial position:
- Build a cash buffer to cover periods of negative cash flow
- Factor in rising interest rates when budgeting future costs
- Work with an accountant to maximise your tax deductions
- Review your loan on a regular basis to ensure it's still competitive
- Speak with a mortgage broker to explore refinancing or restructuring options
If you’re thinking about buying an investment property or ensuring an existing investment loan is structured correctly, I can help.

"I'm thrilled to announce I'm now an accredited mentor for new brokers entering the industry. After over a decade of experience, I'm excited to share my knowledge and help guide the next generation to success!"
"My journey in this industry has been incredibly rewarding, and now, with over a decade under my belt, I'm honored to be accredited to mentor new brokers. I hope to provide support and guidance as they navigate their careers."
"I'm passionate about the brokerage industry and dedicated to its growth. That's why I'm proud to be an accredited mentor, offering guidance and support to new brokers as they embark on their careers. With over a decade of experience, I'm confident I can help them thrive."
"Accredited mentor. Helping new brokers succeed with over a decade of experience in the industry."
"Looking for a mentor in the brokerage industry? After over a decade of experience, I'm now an accredited mentor and eager to guide new brokers as they build their careers."
Let's connect!