The federal government has released 50,000 new places under the Home Guarantee Scheme for the 2025-26 financial year, giving more Australians the chance to enter the property market sooner.

The scheme is designed to support those who often face the biggest challenges breaking into the market — including first home buyers, single parents and regional buyers. Since its launch in 2020, more than 230,000 people have benefited from the Home Guarantee Scheme.

Rather than requiring a 20% deposit, eligible participants can buy with as little as 5% — or just 2% for single parents — without paying lender’s mortgage insurance. That helps reduce upfront costs and brings home ownership within reach faster.

The new allocation includes:

35,000 places under the First Home Guarantee (for first home buyers)

• 10,000 places under the Regional First Home Buyer Guarantee (for regional first home buyers)

• 5,000 places under the Family Home Guarantee (for single parents)

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